A hiker silhouetted on a mountain ridge at sunset

SPEND SMARTER
SAVE FASTER
LIVE BETTER

Your money, your decision. Manage your money smarter with NOVEX. Sign up and start today.

Time is money. Don't waste either.

Turn everyday spare change into high-yield automated savings.

Family dinner
Dinner - Personal€0.29
Family dinnerWeek ago, 13:48-€86.71
Morning coffee
Coffee - Personal€0.68
Morning coffeeYesterday, 7:21-€8.32
Hair salon
Hair salon - Personal€0.11
Hair salonToday, 10:34-€34.89

Seamless payment

Add your NOVEX card to the Wallet in one tap. Enjoy instant, encrypted contactless payments with zero foreign exchange markups.

Keep your money in a safe place

Leave your worries behind. NOVEX combines decentralized cryptographic security with advanced 24/7 AI fraud monitoring to lock down your capital.

We use real-time AI fraud monitoring and 2-factor authentication to secure every transaction.

We safeguard your funds with fully regulated tier-1 financial institutions.

First car

Save for anything. Big or small.

Create custom pockets for what matters most. Automate your monthly budget, lock in savings, and never accidentally spend bill money again.

First car€12,953

Pick your pace.

Save up to 17%
Free
€0
  • Standard NOVEX card (virtual + physical, standard delivery)
  • Free daily transfers, standard limits
  • Round-up automated savings
  • Basic transaction security (instant alerts, one-tap card lock)
  • One ATM withdrawal per month
Gold/month
€4.14-everything in Free, plus:
  • Higher daily/monthly limits
  • Zero FX markup on foreign payments
  • More free ATM withdrawals per month (e.g. 5)
  • Basic AI insights (monthly spending summary, categorization)
  • Priority customer support (chat)
Black/month
€10.78-everything in Gold, plus:
  • Premium metal card
  • Unlimited free ATM withdrawals
  • Full AI assistant (NOVA) - proactive insights, forecasting, automated savings optimization
  • Higher-yield saving vaults, multiple concurrent goals
  • Travel and purchase insurance
  • Airport lounge access (4 visits/year)
Platinum/month
€20.74-everything in Black, plus:
  • Dedicated personal concierge
  • Unlimited lounge access
  • Highest savings interest rate tier
  • Exclusive card design/material (brushed platinum finish, or sandblasted stainless steel)
  • Early access to new features (beta programs)
  • Custom, personalized insurance package

Ask, and NOVA makes it happen

Built directly into your app, NOVA is your 24/7 personal financial copilot. Ask for spending insights, split bills, or automate investments in plain English.

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